{"id":1540,"date":"2025-02-06T11:31:43","date_gmt":"2025-02-06T16:31:43","guid":{"rendered":"https:\/\/www.adelphi.edu\/one-stop\/financial-aid\/loans\/federal-private-loans\/federal-nursing-student-loan\/"},"modified":"2025-10-06T16:12:31","modified_gmt":"2025-10-06T20:12:31","slug":"federal-nursing-student-loan","status":"publish","type":"page","link":"https:\/\/www.adelphi.edu\/one-stop\/financial-aid\/loans\/federal-private-loans\/federal-nursing-student-loan\/","title":{"rendered":"Federal Nursing Student Loan"},"content":{"rendered":"<p>This loan program is managed by individual campuses and has limited funds, which are distributed on a first-come, first-served basis. To be eligible to submit for the Federal Nursing Student Loan, students must be enrolled in at least 6 credits, show financial need, and maintain satisfactory academic progress.<\/p>\n<h2>About the Nursing Student Loan<\/h2>\n<ul>\n<li aria-level=\"1\">Awarded to undergraduate students<\/li>\n<li aria-level=\"1\">Award amounts are based on availability of funds and are awarded on a first come, first served basis.<\/li>\n<li aria-level=\"1\">Maximum annual award amount varies. (See table below)<\/li>\n<li aria-level=\"1\">Interest rate: 5.0% beginning at the start of repayment.<\/li>\n<li aria-level=\"1\">9-month grace period, after graduation or once enrollment drops below half-time.<\/li>\n<li aria-level=\"1\">Borrowers are not required to make payments while enrolled at least half-time, or during their grace period.<\/li>\n<li aria-level=\"1\">No loan fees.<\/li>\n<li aria-level=\"1\">Verification required, if selected.<\/li>\n<\/ul>\n<table style=\"width: 100%;\">\n<tbody>\n<tr>\n<th style=\"width: 35.9884%;\">Aid Year<\/th>\n<th style=\"width: 63.4323%;\">Award Maximum<\/th>\n<\/tr>\n<tr>\n<td style=\"width: 35.9884%;\">2025-2026<\/td>\n<td style=\"width: 63.4323%;\">$5,936 &#8211; $9,338<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 35.9884%;\">2024-2025<\/td>\n<td style=\"width: 63.4323%;\">$5,693 &#8211; $8,955<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 35.9884%;\">2023-2024<\/td>\n<td style=\"width: 63.4323%;\">$4,816 &#8211; $7,576<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>Application Process<\/h2>\n<ul>\n<li aria-level=\"1\">Complete a Free Application for Federal Student Aid (FAFSA) at studentaid.gov.<\/li>\n<li aria-level=\"1\">Must demonstrate financial need.<\/li>\n<li aria-level=\"1\">Complete Promissory Note, Entrance Counseling, and Loan Disclosure requirements sent from ÇÑ×ÓÊÓƵ\u2019s One-Stop Student Services Center.<\/li>\n<\/ul>\n<h2>Loan Repayment<\/h2>\n<ul>\n<li aria-level=\"1\">Recipients are required to complete Exit counseling upon graduation or when enrollment drops to less than half-time.<\/li>\n<li aria-level=\"1\">Repayment begins after a 9-month grace period with minimum monthly payments of $40, and maximum repayment period of 10 years.<\/li>\n<li aria-level=\"1\">Payment is made to ECSI.<\/li>\n<li aria-level=\"1\">Can be consolidated with other federal loans.<\/li>\n<li aria-level=\"1\">No penalty\u00a0for\u00a0early\u00a0repayment.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>This loan program is managed by individual campuses and has limited funds, which are distributed on a first-come, first-served basis. To be eligible to submit for the Federal Nursing Student Loan, students must be enrolled in at least 6 credits, show financial need, and maintain satisfactory academic progress. About the Nursing Student Loan Awarded to&hellip;<\/p>\n","protected":false},"author":0,"featured_media":0,"parent":1527,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1540","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<title>Federal Nursing Student Loan | One-Stop Student Services Center<\/title>\n<meta name=\"description\" content=\"The Federal Nursing Student Loan (NSL) offers low-interest, fixed-rate loans to students who qualify based on financial need.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.adelphi.edu\/one-stop\/financial-aid\/loans\/federal-private-loans\/federal-nursing-student-loan\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Federal Nursing Student Loan | One-Stop Student Services Center\" \/>\n<meta property=\"og:description\" content=\"The Federal Nursing Student Loan (NSL) offers low-interest, fixed-rate loans to students who qualify based on financial need.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.adelphi.edu\/one-stop\/financial-aid\/loans\/federal-private-loans\/federal-nursing-student-loan\/\" \/>\n<meta property=\"og:site_name\" content=\"One-Stop Student Services Center\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-06T20:12:31+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.adelphi.edu\/one-stop\/wp-content\/uploads\/sites\/79\/2023\/10\/One-Stop-50-1024x681.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"681\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>","yoast_head_json":{"title":"Federal Nursing Student Loan | One-Stop Student Services Center","description":"The Federal Nursing Student Loan (NSL) offers low-interest, fixed-rate loans to students who qualify based on financial need.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.adelphi.edu\/one-stop\/financial-aid\/loans\/federal-private-loans\/federal-nursing-student-loan\/","og_locale":"en_US","og_type":"article","og_title":"Federal Nursing Student Loan | One-Stop Student Services Center","og_description":"The Federal Nursing Student Loan (NSL) offers low-interest, fixed-rate loans to students who qualify based on financial need.","og_url":"https:\/\/www.adelphi.edu\/one-stop\/financial-aid\/loans\/federal-private-loans\/federal-nursing-student-loan\/","og_site_name":"One-Stop Student Services Center","article_modified_time":"2025-10-06T20:12:31+00:00","og_image":[{"width":1024,"height":681,"url":"https:\/\/www.adelphi.edu\/one-stop\/wp-content\/uploads\/sites\/79\/2023\/10\/One-Stop-50-1024x681.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.adelphi.edu\/one-stop\/financial-aid\/loans\/federal-private-loans\/federal-nursing-student-loan\/","url":"https:\/\/www.adelphi.edu\/one-stop\/financial-aid\/loans\/federal-private-loans\/federal-nursing-student-loan\/","name":"Federal Nursing Student Loan | One-Stop Student Services Center","isPartOf":{"@id":"https:\/\/www.adelphi.edu\/one-stop\/#website"},"datePublished":"2025-02-06T16:31:43+00:00","dateModified":"2025-10-06T20:12:31+00:00","description":"The Federal Nursing Student Loan (NSL) offers low-interest, fixed-rate loans to students who qualify based on financial need.","breadcrumb":{"@id":"https:\/\/www.adelphi.edu\/one-stop\/financial-aid\/loans\/federal-private-loans\/federal-nursing-student-loan\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.adelphi.edu\/one-stop\/financial-aid\/loans\/federal-private-loans\/federal-nursing-student-loan\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.adelphi.edu\/one-stop\/financial-aid\/loans\/federal-private-loans\/federal-nursing-student-loan\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.adelphi.edu\/one-stop\/"},{"@type":"ListItem","position":2,"name":"Financial Aid","item":"https:\/\/www.adelphi.edu\/one-stop\/financial-aid\/"},{"@type":"ListItem","position":3,"name":"Loans","item":"https:\/\/www.adelphi.edu\/one-stop\/financial-aid\/loans\/"},{"@type":"ListItem","position":4,"name":"Federal &#038; 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